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연체자대출의 정의와 중요성연체자대출은 금융시장에서 자주 언급되는 용어지만, 많은 이들에게 그 정확한 의미는 여전히 불분명합니다. 연체자대출은 기존 대출의 상환에 실패하여 신용등급이 하락한 개인이 새로운 대출을 추구할 때 사용되는 용어입니다. 이러